Jawad Hamdani

I have a friend who put a decent chunk of his savings into a “guaranteed high-return” investment scheme a few years ago. Someone in his social circle vouched for it, the returns sounded amazing, and he thought he had finally found a smarter way to grow his money. Within eight months, the scheme collapsed. He … Read more

The first time someone suggested I invest in a mutual fund, I nodded along like I knew exactly what they were talking about. I didn’t. I went home, looked it up, and ended up more confused than before. Every explanation I found was either too technical or too vague. Terms like NAV, expense ratio, fund … Read more

When I first thought about investing, I assumed it was something you did after you had “enough” money. I didn’t have a clear number in my head, but I imagined it was somewhere in the hundreds of thousands. So I kept waiting. Waiting for a raise, waiting for a bonus, waiting for some magical moment … Read more

A few years back, a friend of mine inherited some money after his father passed away. Not a life-changing amount, but enough to matter. He wanted to invest it wisely, so he started asking around. One person told him to put it all in stocks. Another said bonds were safer. A third person told him … Read more