Jawad Hamdani

Pakistani women’s access to banking jumped from 4% to 52% in under a decade, yet they hold just 12% of mutual fund assets despite being nearly half the population. This guide explains the real structural reasons behind that gap, from inheritance practices to collateral disadvantages, and covers the genuinely new 2026 initiatives, PSX’s She Invests, LADIESFUND, and a proposed gender-focused ETF, alongside a practical step-by-step framework for opening a self-directed investment account.

Most Pakistani employees use “gratuity” and “provident fund” as if they’re the same thing until a workplace dispute reveals they’re legally very different, especially when it comes to what you’re still owed after a dismissal. This guide breaks down exactly how gratuity, provident fund, and pension work under Pakistan’s Standing Orders laws, with real calculation formulas, a worked example, and how to check which one your own employer actually offers.

A father budgeted for his daughter’s engineering degree the year she turned five, using that year’s fees as his target and by the time she actually enrolled thirteen years later, the same degree cost more than three times what he had saved for. This guide shows Pakistani parents how to calculate education and marriage goals in genuinely inflation-adjusted terms, with a real worked SIP calculation and a time-horizon-based asset allocation framework for both goals.

SBP has explicitly named offshore forex platforms as prohibited under Pakistan’s Foreign Exchange Regulation Act. This 2026 guide explains what’s actually legal, the one regulated domestic route through PMEX, and the real risks and scam patterns to avoid.

You can now own a slice of Dolmen Mall Clifton, one of Karachi’s most successful shopping malls, for the price of a few PSX-listed units no tenants to chase, no maintenance calls to handle. This guide explains how Pakistan’s REIT structure actually works, covers the three real REITs currently trading (Dolmen City, Globe Residency, and Signature Residency), and includes a worked example showing exactly what a PKR 500,000 REIT investment generates in real rental income.